In-storeOnlineOn your phoneOn subscription

Get paid at the counter.website.door.gate.counter.

One account, one integration, one statement. Cards, wallets and bank payments — at the register, on your site, from a phone, or on a monthly plan. Pricing you can read. People you can reach.

Month-to-monthNo early termination feeNext-day funding

Everything a business needs to get paid. From one company.

Pick what you need today. Add the rest when you grow — same account, same dashboard, same statement.

A register built for fast counters.

Dual-screen Android POS with a customer-facing display. Items, modifiers, tax, receipts, cash drawer, barcode scanner. Keeps ringing when the internet doesn't.

  • Cash and card price shown before the customer pays
  • Offline mode — sales queue and sync later
  • Age-verification prompts for restricted items
  • End-of-day report by email, cash and card reconciled
Sandwiches12
Drinks8
TobaccoID ✓
$13.50 cash
Charge

Hardware we own, install and support.

Countertop, portable and standalone terminals. Tap, chip, swipe, PIN, tipping, receipt printing. No equipment lease. If it breaks, we swap it.

  • Countertop — fixed at the register, pairs with the POS
  • Portable — Wi-Fi and 4G, tableside and curbside
  • Standalone — no POS needed, live in a day
  • Manage every device from your dashboard
TOTAL
$42.00
Tap · Insert · Swipe
Add tip

Your phone is the card reader.

Accept contactless cards, Apple Pay and Google Pay with an iPhone or Android phone. No dongle, nothing to charge. Send the receipt by text.

  • Deliveries, markets, pop-ups, home services
  • Event gates, merch tables, fundraisers
  • Backup when the counter terminal is busy
  • Same account and dashboard as the store
American Dream Pay
Total
$42.00
Hold card here

Get paid off the counter, too.

Hosted checkout for your website, payment links you text or email, a virtual terminal for phone orders, and plugins for WooCommerce and Shopify. Same statement as the store.

  • Card data never touches your site
  • Links for catering, deposits, invoices, tabs
  • Cards on file for repeat customers
  • Developer API for custom builds
Pay Quick Stop Deli
Catering order #1042$320.00
•••• •••• •••• 4417
Pay $320.00

Bill on a schedule. Get paid on time.

Memberships, plans, retainers, classes. Set the price and the cadence; we charge the card or bank account, retry failures, and update expired cards automatically.

  • Weekly, monthly, annual or custom cycles; trials and proration
  • Invoices with pay-by-card or pay-by-bank, reminders built in
  • Card updater and smart retries cut failed renewals
  • Customer portal for updating payment method
Renewals this week
Iron Works Gym$49.00
Sunday Cricket Academy$320.00
Cleaning contract$180.00
Invoice #1042Sent

One screen for the whole business.

Sales by channel, deposits, fees, refunds and disputes. Statements show the card cost, our markup and the total on separate lines — so you can check the math.

  • Per-location and per-register reports
  • Dispute alerts with one-click evidence upload
  • Export to CSV or QuickBooks
Today · all channels
In-store$2,318
Online$640
Recurring$229
$3,187 deposits tomorrow

Built at the corner store. Ready for everything else.

We started with delis, bodegas and liquor stores — fast counters, small tickets, long hours. The same platform runs restaurants, service businesses, events and software companies.

Retail & convenience

Delis, bodegas, convenience, liquor, smoke shops. POS, terminals, dual pricing.

Restaurants & food

Counter service, tableside tipping, phone orders, online ordering.

Services & trades

Salons, repair, cleaning, contractors. Tap to Pay on site, invoices, deposits.

Events & entertainment

Venues, pop-ups, leagues, ticketed events. Handhelds and phones at the gate.

Subscription businesses

Gyms, memberships, classes, media. Recurring billing with retries.

E-commerce

Hosted checkout, cart plugins, payment links. Same account as the store.

Software platforms

Embed payments in your app. Onboard customers, set pricing, earn on volume.

Multi-location

Franchises and chains. One dashboard, per-location reporting.

Pay 0% for card processing.

Your register shows two prices on every sale: cash and card. Card customers cover the fee in the card price and see the total before they tap. Your cost goes to zero.

Configured to follow New Jersey and New York rules for posted pricing. We handle the signage and the setup. Prefer one price? Interchange-plus is on the pricing section.

Fees you pay today$825per month
With dual pricing$0saves $9,900 a year

Estimate. Your customer pays a posted card price about 4% above cash; drag the sliders to see your number.

One API for the counter and the browser.

Tokenized fields keep card data off your servers. The same payment object works for a terminal tap and a hosted checkout. Webhooks for everything. A sandbox that behaves like production.

  • JavaScript, Node, React Native, iOS/Android Tap to Pay SDKs
  • Onboarding API for platforms — your customers, your pricing
  • Settlement, interchange and dispute reports by API
const payment = await adpay.payments.create({
  amount: 1404,
  currency: "usd",
  source: "tok_4f8a…",
  merchant: "mer_quickstop_1",
  pricing: { mode: "dual", cash_amount: 1350 }
});

await adpay.terminals.charge("term_a920_01", {
  amount: 1404, tip: "prompt"
});

Simple enough to fit on one line.

Dual pricing0%

to the merchant. Card customers see a posted card price that covers the fee.

In-person, interchange-plus[IC + RATE]

True card cost plus one flat markup. Shown on every statement.

Online[RATE]

Hosted checkout, links, virtual terminal and API. ACH from [ACH RATE].

POS software[PRICE]/mo

Per register. Hardware, install and support included. Cancel anytime.

No setup fees. No PCI fees. No early termination fee. Bring your current statement and we'll price your business on the same numbers, side by side.

Tell us how you get paid. We'll send back the math.

Switching from another processor? Send your last statement and within two business days you'll have a side-by-side. Starting fresh? Most businesses are live within a week.

[PHONE] hello@americandreampay.us
Or email your statement to hello@americandreampay.us
Got it. We'll call you within one business day.